Escrow based DAO Pools specialized in REal estate and physical Gold-Silver-Switches

Whitepaper

Real Estate, Gold and Silver

We will own and manage real estate all over the world in profitable locations. 
We will back up everything by actively switching between physical gold and silver.

LISA Mission

As a decentralized autonomous organization (DAO), we administer voting-based DAO Pools, each managed by different law firms acting as escrow trustees. The trusts are structured as institutional trusts, participating in shares and engaging in mid- and long-term lending activities.

Our assets will primarily consist of real estate ownership, with a backup provided by an optimized physical Gold-Silver-Switch depot managed by experts and operated by a reputable German precious metal dealer, subject to regular audits.

As a community, we discuss and vote on each project and the allocation of the physical Gold-Silver-Switch depot.

We lend assets to real estate and precious metal depots, focusing on projects in paradise vacation locations and eco-friendly, sustainable, and energy-efficient real estate ventures.

As a DAO with a focus on real estate, we establish partnerships with experts possessing the necessary knowledge and experience to identify, assess, manage risks, and handle all required documentation on our behalf.

To adhere to legal requirements, we collaborate with recognized exchanges, law firms, and certified professionals in the real estate sector. Our trust-based agreements undergo routine audits and are transparently shared with the community through platforms such as Discord, recorded video content, local livestreams, and live Zoom discussions.

Each property or project is thoroughly vetted and risk-assessed, with decisions being made based on community votes. The law firm, serving as the escrow trustee, is legally bound to follow these community directives.

LISA-Lend

We lend assets to a trustworthy real estate partner, and in return, you receive a fixed annual percentage rate. Staking LISA-LEND tokens is necessary to earn interest.

You can choose to sell your interest tokens or use them for a discount on your next holiday in one of our LISA-PARADISE locations.

We, as a community, lend assets and enjoy cheaper LISA-Paradise vacations.

LISA-LEND  is a simple accounting token focused solely on lending unsecured liquidity through a trust managed by a law firm for a fixed time period and APR. 

Staking LISA-LEND is required to earn interest. Initially, you must stake your LISA-LEND tokens for a duration of 12 months plus 1 day. In return, you receive 10% interest in the form of interest tokens. As the lender, you have the option to sell these interest tokens to the trust for a fixed price, with the assigned trustee facilitating this transaction. Therefore, you can easily convert your interest tokens into USDT.

As a LISA Lender, you can use your interest tokens not only for discounts but also for preferred booking, especially during high season, when you book in one of LISA-PARADISE locations. The value of your interest token will be multiplied by a factor of 1.6 in this case (see example below). If you don't want to go on vacation yourself, you can sell the interest token on the exchange to other DAO members who want to use these tokens for cheaper and preferred bookings.

This token does not have a voting function, as it is not needed for lending purposes. Additionally, there is no burning mechanism, as LISA-LEND primarily serves as an accounting token to track lending activities rather than being traded on exchanges.

The token is an ERC-20 smart contract on the Polygon network, known for its low network transaction fees. Additionally, there is a general transaction fee of 0.5% built into the smart contract.

For example, ​​suppose you use the exchange to swap 1,000 USDT (plus network and transfer fees) into 1,000 LISA-Lend tokens and stake them into a LISA lending smart contract. 12 months plus 1 day later, your 1,000 LISA-Lend tokens will be unlocked and freely available again, and you have received 100 LISA interest tokens. You can then sell these interest tokens for 100 USDT to the trust pool. Alternatively, you can use your interest tokens to receive a discount when booking your vacation in one of LISA-PARADISE locations. Your 100 interest tokens will have a value of 160 USDT (100 * 1.6 = 160 USDT).

Or, you can sell them on the exchange to other DAO members, since there could be a higher demand for cheaper vacation, preferred booking, or ranking on the vacation waiting list.

LISA-Paradise

As a DAO community, we collectively vote on the acquisition of the finest real estate in attractive vacation destinations. Utilising a trust with a law firm as trustee, all community decisions are executed meticulously.

Our profits are derived from renting out properties, capital gains, and the buying and selling of real estate. Any surplus assets are temporarily allocated to physical gold-silver switches.

We Specialize in Paradise Vacation Real Estate, with Partial Backing by Physical Gold and Silver.

LISA-PARADISE focuses on securing access to international dream vacation destinations. Through this DAO token, we acquire exclusive properties such as villas, condominiums, and entire resorts in sought-after destinations worldwide. We engage in buying, renting out, and selling these properties, with DAO members receiving preferential treatment and discounts when renting them.

This DAO token provides clear voting rights and is established within a trust managed by a law firm in the form of an institutionally registered trust. Our legal trustee will implement the outcomes of community votes in accordance with legal obligations.

Based on community decisions regarding reinvestments, all profits from real-world activities, such as real estate transactions and physical gold-silver switches, are allocated back to the trust, proportionate to the held company shares.

To receive dividends, stakeholders must stake their LISA-PARADISE tokens. Profits are distributed among vested tokens only, and the trust buys your earned dividend tokens to provide shares of profits. The value of a single dividend token for a fiscal year is calculated by our trustee (value per dividend token = sum of profits / sum of vested dividend tokens).

If you do not stake your LISA-PARADISE tokens, you will not receive dividend tokens and therefore will not get your share of the profit. Therefore, please stake your LISA-PARADISE tokens as soon as you receive them.

LISA-PARADISE carries higher risk due to potential business failures, but successful outcomes can lead to higher profits. With the trust owning 75% of the operating company, we benefit from its increasing value and operational profits. Excess assets are allocated to a precious metal depot, actively switching between physical gold and silver based on market developments.

To achieve full decentralisation and become a full DAO, creator ownership of the LISA-PARADISE smart contract is revoked after deployment. The total supply is 11,000,000 tokens, all transferable, with voting rights, and no burning mechanism. Token holders can delegate voting rights if desired. Depending on later community voting, LISA-PARADISE can be traded on DEXs or CEXs.

85% of LISA-PARADISE tokens are allocated to DAO participants, while the remaining 15% are designated for workdrops to initial members and partners in recognition of their foundational efforts. Workdrops, analogous to airdrops but predicated on active engagement in the DAO's establishment, confer the same benefits as regular tokens, including the ability to stake, earn dividends, and trade, while specifically acknowledging significant contributions.

Tokens that are neither sold nor allocated are excluded from profit sharing, as they are not staked and hence do not qualify for dividends. This aspect of the DAO is under the purview of our appointed trustee.